Equihome Advantage

Appraisal Waivers

With our new products we can do a soft pull on credit to determine if you'll qualify for a waived appraisal prior to submission. Allowing you to know up-front without waiting for underwriting.

Lightning Fast Turn Times

From application to initial approval in just 48 hours.

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And with the majority of transactions receiving an appraisal waiver; we can have you to closing in as little as 7 business days.

Up To 80% Loan-To-Value

Giving you access to more cash from your equity to utilize towards consolidation of high-interest debt, home improvements, or to keep as a safety fund during tough times.

Loan Amounts up to $715k

With conventional loan limits up to $715k you're able to access more cash-out than ever to put towards your priorities with one low monthly payment.

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 Minimum FICO 500

Expanded FICO availability for those who have a lower score due to over-utilization of credit. A home equity loan can help you improve your score as well!

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Debt Analysis

With our exclusive debt consolidation analyzer, we can let you know what your monthly savings will be as well as your early mortgage payoff and increase in net worth!

Second Homes Eligible

Yes, you can take advantage of cash-out from the equity of your second home or investment property!

On investment properties you can qualify using only rental income. Ask about our DSCR Programs.

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Debt-To-Income Up To 50%

Expanded debt-to-income ratios give you access to larger loan amounts to utilize your cash-out however you may need. 

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