Adrian Ruf
Senior Mortgage Advisor
NMLS# 296936
Adrian started his real estate career in 1996 as a mortgage professional. His area of expertise is assisting clients in reducing and paying off debt, both long and short-term. Adrian is married and has 4 wonderful children. He also loves the outdoors, especially snowboarding, camping, and cycling.
Adrian Ruf
Senior Mortgage Advisor
NMLS# 296936
Adrian started his real estate career in 1996 as a mortgage professional. His area of expertise is assisting clients in reducing and paying off debt, both long and short-term. Adrian is married and has 4 wonderful children. He also loves the outdoors, especially snowboarding, camping, and cycling.
Rocky May
NMLS# 1427003
Principal Broker & Owner
As a lifelong athlete, Rocky brings his expertise in teamwork, discipline and perserverance to the mortgage world in a powerful way. Through his many years of financial experience across many sectors including insurance, real estate, investment and marketing, he has been able to make a name for himself in the mortgage industry. He has consistently ranked within the Top 1% of Loan Originators in production nationwide every year since he got his start and credits his success to always putting his clients first.
As a lifelong athlete, Rocky brings his expertise in teamwork, discipline and perserverance to the mortgage world in a powerful way. Through his many years of financial experience across many sectors including insurance, real estate, investment and marketing, he has been able to make a name for himself in the mortgage industry. He has consistently ranked within the Top 1% of Loan Originators in production nationwide every year since he got his start and credits his success to always putting his clients first.
Principal Broker & Owner
Rocky May
Martin Mosa
Senior Mortgage Advisor
NMLS #1877407
Martin is a crucial member to our Michigan Equihome team. He is dedicated to helping our borrowers meet their financial goals in a fast, friendly, and easy to understand manner. His knowledge in the mortgage industry allows him to assist each borrower in identifying the right loan for each unique situation. Martin knows how important it is to work with a mortgage professional who truly cares, so going the extra mile to ensure all of your financial needs and goals are met is his number one priority. When Martin isn’t assisting his borrowers, you can find him boating on Lake Saint Clair and cheering on the Wolverines at the Michigan Football Stadium!
Martin Mosa
Senior Mortgage Advisor
NMLS #1877407
Martin is a crucial member to our Michigan Equihome team. He is dedicated to helping our borrowers meet their financial goals in a fast, friendly, and easy to understand manner. His knowledge in the mortgage industry allows him to assist each borrower in identifying the right loan for each unique situation. Martin knows how important it is to work with a mortgage professional who truly cares, so going the extra mile to ensure all of your financial needs and goals are met is his number one priority. When Martin isn’t assisting his borrowers, you can find him boating on Lake Saint Clair and cheering on the Wolverines at the Michigan Football Stadium!
Home Equity
Have you ever considered using your home's equity to take advantage of an improved loan program? We are experts in doing just that. Read below to learn more.
Reasons for cash-out refinances
With a cash-out refinance you can achieve a wide variety of outcomes.
Whether you are looking to consolidate outstanding debt, finally finish that pesky basement you've been procrastinating, or leverage your equity into a down payment for an investment property
Our experts can help put you on the path to financial freedom and getting out from under large sums of consumer debt.
If you're ready to utilize your home equity, call us today and we can assist with getting the process underway!
Outcomes for cash-out refinances
There are several reasons for cash-out refinances, we have two options that we have found to be most popular.
You can turn your home equity into accessible money to pay for home updates and repairs, which could add value to your home. A few popular home improvements include renovating a kitchen or bathroom, replacing a roof, updating the electrical or plumbing, or purchasing new windows.
Consolidating high-interest debt is another common use for cash-out funds. We have been able to help many families save hundreds and even thousands a month through a debt consolidation refinance.