Luxury House

Purchase

Purchasing a home is a life-changing event and choosing the right mortgage broker sets you up for a less stressful transaction that puts you in control.

 

At Equihome Mortgage we promise to help set you up with a loan program that is the right fit for you.

Choose the right broker

 

When choosing a broker to represent you during the home buying process it is important to consider your loan officer's:

  • Quality of Service –You may have many questions about the home financing process and available loan programs, especially if it is your first time buying a home. Finding a broker with a high level of customer service will allow you to comfortably make the best decisions for you and your family.  We love answering questions, so ask as many as you want, even before you fill out an application!
     

  • Cost of Services – It’s always good to ask potential brokers upfront what they charge for their services and any fees involved. They should be able to give you clear answers and documentation throughout the financing process so that you feel confident about what to expect at all stages of your purchase.

Understand the steps
The steps to homeownership are simple

Step 1: Find out how much you can borrow

Step 2:  Apply for a loan

Step 3: Begin loan processing

Step 4: Receive final approval & close

Step 5: Get the keys and settle into your new home

Obtain a pre-approval letter

Sellers want to know that if they choose to move forward with your offer, the transaction has a high likelihood of closing. 

 

By being able to show that you had an expert review your financial situation and provide you with a pre-approval letter, you are showing the sellers that you are serious and have taken the proper steps towards purchasing their home.

What type of loan program is best for me?

There are many different types of home loan programs available and it can seem overwhelming. Should you choose a fixed rate, adjustable rate or government loan mortgage? The truth is there is no right answer. Choosing a loan type is an important decision that is best made after you have researched your options and spoken with a professional. Remember, taking the time to explore your options now can mean saving thousands of dollars in the long run.

 

Ask yourself the following questions to determine what loan type is right for you:

  • Do you expect your financial situation to change over the next few years?

  • Do you plan to live in your current home for a long time?

  • Do you want to be free of mortgage debt by the time your children go to college or you retire?

Working with one of our professionals at Equihome Mortgage is the best resource available to help you decide which loan best fits your needs. 

Our promise!

We promise to help keep you in the loop with your mortgage transaction. From submission to close, and everything in between! knowledge is power. 

 

More than just helping you qualify for a mortgage, we promise to give you the tools to become a knowledgeable consumer and move forward into home ownership confidently.

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Contact us

9980 S 300 W, Ste 310
Sandy, UT 84070 
Phone: (877) 394-3004
Fax: (888) 651-3508
info@equihomemortgage.com

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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 1665303
www.nmlsconsumeraccess.org