Adrian Ruf
Senior Mortgage Advisor
NMLS# 296936
Adrian started his real estate career in 1996 as a mortgage professional. His area of expertise is assisting clients in reducing and paying off debt, both long and short-term. Adrian is married and has 4 wonderful children. He also loves the outdoors, especially snowboarding, camping, and cycling.
Adrian Ruf
Senior Mortgage Advisor
NMLS# 296936
Adrian started his real estate career in 1996 as a mortgage professional. His area of expertise is assisting clients in reducing and paying off debt, both long and short-term. Adrian is married and has 4 wonderful children. He also loves the outdoors, especially snowboarding, camping, and cycling.
Rocky May
NMLS# 1427003
Principal Broker & Owner
As a lifelong athlete, Rocky brings his expertise in teamwork, discipline and perserverance to the mortgage world in a powerful way. Through his many years of financial experience across many sectors including insurance, real estate, investment and marketing, he has been able to make a name for himself in the mortgage industry. He has consistently ranked within the Top 1% of Loan Originators in production nationwide every year since he got his start and credits his success to always putting his clients first.
As a lifelong athlete, Rocky brings his expertise in teamwork, discipline and perserverance to the mortgage world in a powerful way. Through his many years of financial experience across many sectors including insurance, real estate, investment and marketing, he has been able to make a name for himself in the mortgage industry. He has consistently ranked within the Top 1% of Loan Originators in production nationwide every year since he got his start and credits his success to always putting his clients first.
Principal Broker & Owner
Rocky May
Martin Mosa
Senior Mortgage Advisor
NMLS #1877407
Martin is a crucial member to our Michigan Equihome team. He is dedicated to helping our borrowers meet their financial goals in a fast, friendly, and easy to understand manner. His knowledge in the mortgage industry allows him to assist each borrower in identifying the right loan for each unique situation. Martin knows how important it is to work with a mortgage professional who truly cares, so going the extra mile to ensure all of your financial needs and goals are met is his number one priority. When Martin isn’t assisting his borrowers, you can find him boating on Lake Saint Clair and cheering on the Wolverines at the Michigan Football Stadium!
Martin Mosa
Senior Mortgage Advisor
NMLS #1877407
Martin is a crucial member to our Michigan Equihome team. He is dedicated to helping our borrowers meet their financial goals in a fast, friendly, and easy to understand manner. His knowledge in the mortgage industry allows him to assist each borrower in identifying the right loan for each unique situation. Martin knows how important it is to work with a mortgage professional who truly cares, so going the extra mile to ensure all of your financial needs and goals are met is his number one priority. When Martin isn’t assisting his borrowers, you can find him boating on Lake Saint Clair and cheering on the Wolverines at the Michigan Football Stadium!
Rate Table Assumptions
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Conventional Rates shown assume a purchase transaction.
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Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than or equal to 75%; a minimum FICO score of 740; a Loan Term of 360 months; Lock days at 22; and a loan amount of $275,000 for conforming loans.
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Rates may be higher for loan amounts under $275,000. Please call for details.
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Rates are subject to change without notice.
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Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
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Subject to underwriter approval; not all applicants will be approved.
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Fees and charges apply.
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Payments do not include taxes and insurance.
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Rates based on information gathered from LoanSifter.com, an OptimalBlue Site.
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Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
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Restrictions may apply. Ask for details.
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Equihome Mortgage is an Equal Opportunity Lender
"Rate Over X%" Assumptions
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Rates shown assume a refinance transaction.
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Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value of 75%; a minimum FICO score of 740; a Loan Term of 360 months; and a loan amount of $275,000 for conforming loans.
-
Rates may be higher for loan amounts under $275,000. Please call for details.
-
Rates are subject to change without notice.
-
Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
-
Subject to underwriter approval; not all applicants will be approved.
-
Fees and charges apply.
-
Payments do not include taxes and insurance.
-
Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
-
Restrictions may apply. Ask for details.
-
Equihome Mortgage is an Equal Opportunity Lender